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When naming a beneficiary to a life insurance policy, individuals must consider the following factors: 1. Conflicts with will A life insurance policy is a contract which pays money to a designated beneficiary listed in the policy. A will does not trump this designation. So, if you want to have the money go to another […]

Posted in Beneficiary, Life Insurance | Tagged , , |

 

By Scott B. Elkind, Esq. There is a adage which is constantly applicable in life insurance coverage denials: “What the big print giveth, the fine print taketh away.” When a individual applies and pays premiums, it does not mean that benefits are automatically payable. The application form contains a very important question in which an […]

Posted in General Disability Issues | Tagged , , , |

 

By Scott B. Elkind, Esq. There is one commonality of all insurers when it comes to the denial of accidental death claims: They will lie. The lies come in differing forms, but nonetheless are lies. What makes this conduct worse is that this behavior is common in the industry and comes at a time when […]

Posted in Life Insurance Benefits | Tagged , , , , , |

 

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