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HOW SOCIAL SECURITY IS SPUN By Scott B. Elkind, Esq. The Social Security Administration’s press release for July, 2015, reveal a more promising picture. The combined assets of the Old-Age and Survivors Insurance and Disability Insurance (OASDI) are projected to become depleted in 2034, a year later than expected. Even then, benefits are predicted to […]

Posted in Social Security Disability Benefits | Tagged , , , , |

 

By Scott B. Elkind, Esq. Let me review some of the current statistics: In 1999, 75% of U.S. households carried life insurance while only 40% carried disability insurance although you are three times more likely to suffer disability over the course of your working life 9 out of 10 bankruptcies involve medical debt. Nearly half […]

Posted in Private Disability Benefits | Tagged , , |

 

It is very common for disability insurers to deny disability benefits based on findings made on “Attending Physician” of “Functional Ability” forms provided by the insurer to your treating physician. Typically, these forms are surreptitiously mailed to your physician without your knowledge in hope of duping your doctor into providing answers favorable to denying your […]

Posted in Long Term Disability | Tagged , , , |

 

By Scott B. Elkind Elkind & Shea The Disability Benefits Law Firm Silver Spring, Maryland More than 80% of all nonelderly adults are insured against disability by the Social Security Administration Insurance (DI) program. The number of persons receiving these benefits has increased substantially (from 2.4% of the population receiving benefits in 1985 to 4.1% […]

Posted in Social Security Disability Benefits | Tagged , , , , |

 

Unum sponsored a an extensive study into the value of long term disability benefits entitled “Financial Security for Working Americans: An Economic Analysis of Insurance Products in Workplace Benefits Programs” undertaken by Charles River Associates of Boston, Massachusetts and dated July, 2011. The introduction by Unum cited several pertinent facts including: Most Americans do not […]

Posted in Private Disability Benefits | Tagged , , |

 

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