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When you have been in this business as long as someone like me, you would think you have seen it all. Then, the insurers will amaze you at what new machinations they will attempt to screw over their insureds. The following is only a partial list of the more offensive tactics employed in the past […]

Posted in General Disability Issues | Tagged , , |

 

By Scott B. Elkind, Esq. Many of my clients ask the question: “How do disability insurers consider my pain?” My short answer to this question is: “They don’t.” As most disability benefits claimants learn the hard way, disability insurer have a very high tolerance for their pain. Why do you ask? A disability insurance is […]

Posted in General Disability Issues | Tagged , , |

 

1. The Insurer Issues the Coverage. The insurer hires these nefarious persons called “actuaries” who take all the medical and statistical evidence and analyze the data extensively. The actuaries know the rate of illness and concurrent disability for the population in general and as broken down into categories such as age, medical condition, occupation, etc. […]

Posted in Private Disability Benefits | Tagged , , , |

 

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