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The Office of the Inspector General (OIG) issued a report in April, 2014, evaluating the Social Security Administration’s progress in reducing its backlog of initial claims. The findings in this report are rather disconcerting. In 2010, SSA expected that initial pending disability claims would exceed one million. In response, SSA established a goal of achieving […]

Posted in General Disability Issues | Tagged , , , |


By Scott B. Elkind, Esq. Both the Social Security Administration (SSA) and private disability insurers utilize medical reviewers as part of the claims review process. SSA utilizes in-house reviewers working with the Department of Disability Determination Services (DDS). DDS offices are operated in all 50 states and provide disability reviews for both SSA and state […]

Posted in Social Security Disability Benefits | Tagged , , , , |


By Scott B. Elkind, Esq. There is lots of advertising by “Social Security Representatives” who offer representation in disability claims. They will claim all kinds of success and guarantees about their results. Whereas, lawyers and law firms offer their services and do not make such wild claims. There are good reasons for this. A “representative” […]

Posted in Social Security Disability Benefits | Tagged , , , , , |


PART ONE OF A SERIES By Scott B. Elkind, Esq. As you are acutely aware, most insurer’s actively engage in “cost containment policies,” i.e., ways of preventing payment of benefits to increase profits.. So, if such practices are good for the bottom line of industry, why shouldn’t the government do the same. This is one […]

Posted in Physician Articles | Tagged , , , , |


By Scott B. Elkind, Esq. There have many news reports concerning the increased filing of Social Security Disability claims as a result of the economic downturn. This reporting, though, has not addressed any effect that the economic downturn has had on long term disability claim filings. The Council for Disability Awareness undertook an extensive data […]

Posted in Long Term Disability | Tagged , , , |


By Scott B. Elkind, Esq. As you are aware, disability insurers employ sophisticated actuarial data to determine the population’s risk of becoming disabled and calculate premiums accordingly. That is only the tip of the iceberg when it comes to how insurer’s rig the disability benefit system to reduce payment of disability claims. One of the […]

Posted in Social Security Disability Benefits | Tagged , , , , , , |


By Scott B. Elkind, Esq. There is one commonality of all insurers when it comes to the denial of accidental death claims: They will lie. The lies come in differing forms, but nonetheless are lies. What makes this conduct worse is that this behavior is common in the industry and comes at a time when […]

Posted in Life Insurance Benefits | Tagged , , , , , |


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