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It is very common for disability insurers to deny disability benefits based on findings made on “Attending Physician” of “Functional Ability” forms provided by the insurer to your treating physician. Typically, these forms are surreptitiously mailed to your physician without your knowledge in hope of duping your doctor into providing answers favorable to denying your […]

Posted in Long Term Disability | Tagged , , , |


PART TWO OF A SERIES By Scott B. Elkind, Esq. In Chinese menu terms, if you order from column A, you need to order from column B. Therefore, it is fitting to address the second appeals component which face denied beneficiaries. Before an appeal can be made for a Part B denial, the beneficiary must […]

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By Scott B. Elkind, Esq. There are disability conditions which are readily apparent. A person suffering from a lower spinal condition may walk with a pronounced limp and require a cane to walk. Similarly, stroke victims will demonstrate difficulty with movement or with speech. Many other disabling conditions are hidden from view, but can result […]

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PART ONE OF A SERIES By Scott B. Elkind, Esq. As you are acutely aware, most insurer’s actively engage in “cost containment policies,” i.e., ways of preventing payment of benefits to increase profits.. So, if such practices are good for the bottom line of industry, why shouldn’t the government do the same. This is one […]

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By Scott B. Elkind, Esq. The Urban Institute ‘s Program on Retirement Policy has issued a position paper which highlights the importance of Social Security Disability (SSD) benefits for American Workers. The SSD program is this largest support program for working-age adults with disabilities, paying benefits to 8.9 million workers and 2.1 dependents in April, […]

Posted in Social Security Disability Benefits | Tagged , , , , |


Not a day goes by in which I do have to dispel at least one commonly held myth that a client espouses based on what they heard, believe, conjecture, fantasize, or otherwise invent. The following is a list of myths commonly held by disability benefit claimants. All of these myths live up the exact definition […]

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Disability can strike anyone at any time. Statistically, the older you are, the more likely you are to become disabled. As the “Baby Boomer” generation ages, an increasing number of individuals will be confronted with the question of whether they should apply for disability benefits. The current figures from the Social Security Administration predict a […]

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Possible Future for Social Security Disability Benefits: The Hamilton Project By Scott B. Elkind, Esq. Former Congressman, Lee R. Hamilton (D-IN) served from 1965 – 99 during which time he was the Chairman of both the Foreign Affairs and House Intelligence Committees. He is known for his work as Vice Chairman of the 9/11 Commission […]

Posted in Social Security Disability Benefits | Tagged , , , , , |


An unwitting claimant who is worried about receiving much needed disability benefits is faced with the challenging decision of choosing a representative to assist in this crucial matter. Once a person has been cut off from receiving a consistent salary, the bills faced become immediately daunting and, in too many cases, the prospect of running […]

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By Scott B. Elkind, Esq. If the economic news has not been bad enough for the majority of citizens of the U.S., the news for the disabled only grows worse. To understand how this backlog has come to be requires a quick study in the number of cases SSA handles. In 2006, over 2 million […]

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